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Auto insurance: what happens if you told insurance company you have winter tires in winter, but you haven't put them on yet (appt this weekend) and got into an accident?
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Title says it all - told insurance I put winter tires on. My appointment for putting them on is this weekend - unfortunately got into an accident today due to welll no grip on tires and swerved out of a rear end situation into a pole.

Absolutely sucks but glad all parties are safe. What happens ? Does insurance deny my claim? Do they give me a hard time? Does it have an affect on how high my premium goes for the at fault accident if I had winter tires or didn’t?

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1 month ago