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Investigator being sent to my house gadget insurance?
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Rather an odd thing in my personal opinion but I can sort of see why too.

A special investigator is being sent to my home to investigate my claim(s) after my MacBook and headphones were stolen (I was mugged by some twat on a moped). The claim has been going on for like 3 months now, itā€™s stupidly frustrating because Iā€™d just like my stuff back yet the insurance company seems hellbent on not paying me, and now they want to interview me to ā€œconfirm my detailsā€ and May ask for ā€œadditional documentsā€ I suppose the annoying thing is that I paid for my laptop in cash (I just happen to save that way, folding notes into my piggybank) but apparently thatā€™s too hard to believe. I have my invoice and till receipt but they donā€™t think itā€™s legit enough, It doesnā€™t help that I bought it refurbished from my local computer shop rather than Apple directly šŸ™„ but it was Ā£500 cheaper! (Still a Ā£2500 laptop!). Now my insurance company are saying the business I bought it from doesnā€™t exist!

I suppose Iā€™m just frustrated, because itā€™s been going on for so long as not having my laptop has been a huge inconvenience. Any ideas of what to expect in this interview? Btw I have never claimed on any sort of insurance before, please tell me if I need any legal advice, Im in the U.K.
due to my job it would be extremely stupid to claim falsely, I earn enough, and jeopardising my job is out of the question. I donā€™t understand why Iā€™m being treated like a criminal.

EDIT: my headphones (Ā£330) claim despite being stolen at the same time was approved, I paid the excess, then they ā€œheldā€ it due to the investigation. I think itā€™s a bit stupid to approve one and not the other despite having the same circumstances.

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5 years ago