Hello,

So I was trying to register my car to Maryland (Drove it cross country from California) and it is required that I get Maryland issued auto insurance. I called 3 companies for quotes (Nationwide for example) that all said I needed 3 years of having a driver's license to qualify.

Since I have less than 3 years experience, am I put in a separate category for auto insurance (like high risk)? Is it the age (I'm 25)? If it's the case that I'm "high risk", would it be worth getting "high risk" insurance for around a year or something and then go shopping after I meet the 3 year requirement?

I could use some advice on what I should do since it's my first time shopping for car insurance. Thank you for your help ahead of time!

Extra details if it helps:

- I drive a 2005 Honda Civic coupe

- Had a California driver's license for 2 years, got Maryland license recently

- No accidents or traffic violations

- Previous car insurance was my parent's plan with State Farm (still active)