I'm considering getting a used Sonata with only 5k miles on. However, because of the Kia/Hyundai thefts, Ive seen that insurance companies have either spiked up the costs or will outright refuse to insure the vehicles. From what I've read, the 2023 model doesn't have the software issue that was used for the thefts and has a push start engine. I have to still call up places to see what they offer for monthly rates but the only site that had shown me an estimated quote was Geico, for about $450 a month.

I'm 30, live in NYC, and only recently got my license. No driving history and my credit score is in the very good range, close to Excellent. What sounds like a reasonable amount to pay monthly for insurance given the car model?

The car is really only going to be used to run errands since I work from home and maybe travel during vacation times. I rent my apartment but don't have my own parking spot (costs about $250 a month for a spot and there aren't any currently).