Coming soon - Get a detailed view of why an account is flagged as spam!
view details

This post has been de-listed

It is no longer included in search results and normal feeds (front page, hot posts, subreddit posts, etc). It remains visible only via the author's post history.

18
Are HMOs really worse than PPOs?
Post Flair (click to view more posts with a particular flair)
Post Body

I'm starting a new job and I've been on medicaid for awhile. I keep reading all over than HMOs are terrible and to avoid them. But The premium is much lower, there is no deductible, the co-pays for primary and specialist visits are the same, ER co-pay is better and there is no charge for CT's, X rays and many other tests. So what exactly is the downside? Just needing referrals for stuff?

The exact options I have are BCBSIL (MIBCO2000), and HMO Blue advantage (MIBAH2020)

Author
User Disabled User Suspended
Account Strength
0%
Disabled 6 months ago
Suspended 7 months ago
Account Age
1 year
Verified Email
Yes
Verified Flair
No
Total Karma
n/a
Link Karma
306
Comment Karma
1,029
Profile updated: 4 days ago
Posts updated: 7 months ago

Subreddit

Post Details

We try to extract some basic information from the post title. This is not always successful or accurate, please use your best judgement and compare these values to the post title and body for confirmation.
Posted
8 months ago