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Is it worth jumping into in 2022?
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My current financial picture at a glance:
$15k emergency fund
No Debt except the house
$10k in IRA (no 401k sadly, company doesn't offer it)
Have $1,000 bonus and wanted to dip my toes into REITs

I've thought about putting that $1k into Fundrise and starting with their basic plan (1 up from the bottom tier) and I'm just wondering if you think it's still a good move? I see their historical returns and it looks like they weathered the pandemic pretty well in 2020 even with rent moratoriums in place, etc. I also am not sure if I should plug my money into a growth fund where the returns are back-loaded or go straight for income-earning strategy right away?

Just looking for first-hand experience from users? I can read reviews from Nerdwallet and Medium but nothing beats actual user comments.

Thanks!

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Posted
2 years ago