Is this a bad idea? Am I missing something?

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For context, my pay is close to $100k. I have worked for about 2.5 years now. I am looking to buy a house and decided to look into master planned communities.

I found a nice unit that I like, but it’s a townhome. (Well technically a duet). The cost for such a town house is $310k, with tax rate 3.1%(texas) 🤷🏻‍♂️ Hoa ~1500 annual, TOA~80/mo(includes. All exterior with roof replacement).

Looking at SFH, but the cose jumps to $355k.

The $310 K sounds like a stretch, with monthly payment sitting at close to $2,800.

Trying to figure out if I should give up on this price point or just push some more

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Sensitive-Cheek3376

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Posted: 11 months ago
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