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How does getting multiple rates effect your credit? How to negotiate w/ lenders for a lower rate?
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I have 2 big questions.
How do multiple mortgage inquiries effect my credit?
Now that I have a lower rate than what my loan officer quoted me, what do I do? How can I bring them down to match or provide an even better quote?
Also the second mortgage company is asking for my contract before giving me the rate in writing.
I need advise ASAP. Please help. TYIA!
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