Better late than never! My wife and I are starting to save more seriously for retirement. My goal is to save semi-aggressively so we have a comfortable retirement by 60 or a minimal retirement by 50-55. Going to list out where our budget is at now as it stands in YNAB. I am maxing my personal 401k and we are maxing both of our Roth IRAs. Looking for gut reactions and recommendations!

Here's where we're at now...

HHI: 140k 40k

Monthly expenses:

Fixed expenses (rent, utilities, subscriptions, car insurance): $2160

Debt (personal family loan): $500

Groceries & Booze: $1050

Health, wellness, and home goods (dog gym household goods): $400

Discretionary spending (clothes and fun money): $600 (300 per person)

Eating out: $900

Entertainment: $300

Emergency savings: $300

Vacation savings: $300

IRA contributions: $1000

Brokerage crypto savings: $500

401k contributions: $1600