Hey guys - I'm writing for some help that I need badly...I'm late 20's, fulltime job (about $60k/yr, but sales so fluctuates) and heavy debt. About $10k CC, $10k car loan and $30k student loans. I was very irresponsible with money during my early and mid-20s and it's catching up to me, and it hurts. I feel like I'm living outside my means now with all the bills I have stacking up. I'm prioritizing debt, but not making much of a dent. I'm doing a couple side hustles but the income with those plus down months in my job basically negates any forward progress. I only have a little bit of money saved, like $2k, and just feel f*cked. My goal is to have at least 20-30k saved in 3 years, but seems like a very lofty right now...

Any advice is much appreciated. Thanks!