I’d say we’ve spent about $1500/kid/month since they were born. I expect this will continue through their college years - they’re teens now. This works out to about $1 million dollars of forgone investment equity per kid ($1500/month at 7% growth for 22 yrs) by the time they’re 22. It’s a lot of money. What’s your estimate, and any special circumstances?

We’re HCOL, main costs have been childcare, 529 (saving enough for state school), sports/music, and to a lesser extent, extra plane tix etc for travel (we don’t travel that much). No private school, and not saving for private college.

Btw, not asking ‘Was it worth it?’ That’s a different topic. I’m just wondering if others are same ballpark numbers.