Coming soon - Get a detailed view of why an account is flagged as spam!
view details

This post has been de-listed

It is no longer included in search results and normal feeds (front page, hot posts, subreddit posts, etc). It remains visible only via the author's post history.

1
Turning 30 and want to fix up retirement
Post Body

Hi,

I’m turning 30 in June and need to fix up my retirement. I have money saved, but wish it were more. Throughout my 20s, I’ve saved erratically and opened a taxable account geared towards retirement to catch up. Am I allowed to count this towards retirement savings? Im not planning on withdrawing from it unless it is an emergency. Can anyone let me know if I’m way behind. I know there is the 1x salary rule, but my salary has fluctuated so much in my 20s, that doesn’t seem feasible. Luckily, I now have no debt and about 8-12 months in emergency savings. My portfolio looks as follows

I’m calling Fidelity this week for guidance on what to do with my 401k, I have two currently. I recently started a new role, but that 401k hasn’t started yet. It unfortunately won’t be with fidelity. The larger 401k is managed and has been set for aggressive growth since I added a lot of money to it when I was 26. Its been performing erratically, but I’m not sure if that is too be expected given how volatile the market has been the past couple years

Roth IRA: 19,550

401k: 8400

401k- 29,000

Taxable Account for retirement: 15,936

Author
Account Strength
80%
Account Age
4 years
Verified Email
Yes
Verified Flair
No
Total Karma
51
Link Karma
50
Comment Karma
1
Profile updated: 1 week ago
Posts updated: 5 months ago

Subreddit

Post Details

We try to extract some basic information from the post title. This is not always successful or accurate, please use your best judgement and compare these values to the post title and body for confirmation.
Posted
2 years ago