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Advice for savings/ retirement/ net worth for 37 male
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Single Male in NYC at 37

I want some honest evaluation here โ€“ I moved to the US 14 years ago. Single male at the age of 37, here is my situation & what I have accumulated so far in NYC:

Annual salary: $113K plus a few thousands of bonus. I only made it to the 6 digit salary about 3 years ago (Prior to that I was making ~70-80K a year for about 6 years due to my work visa/ green card sponsorship). I have been trying to max out IRA and put toward 401K as much as possible (13% contribution plus employer match) since 2020..

Rent: $1900. Iโ€™ve been looking to own a co-op here in NYC. I have another $60-80K in my home country that can be at my disposal for down pay.

Asset:

Cash: $10K

Brokerage accounts: $17K at $10K loss.

Roth IRA: $33K

401K: $175K

Total: $235K

No credit card debit, no car payment, I do help with my family with a monthly allowance ~$700.

But I really feel I need to do more to increase my net worth because this number seems pretty low compared with peers at my age. I donโ€™t plan to get married/ have a kid in the foreseeable future but the eventual goal is to have enough to support myself and younger brother who has disabilities. Should I even consider a second job over the weekend or am I overthinking and I should be ok as long as I stick with my current contribution?

Thanks all

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7 months ago