Is Marcus by Goldman Sachs CD worth it? They’re currently displaying a offer of 5.05 APY for a 10 Mo...

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Is Marcus by Goldman Sachs CD worth it? They’re currently displaying a offer of 5.05 APY for a 10 Month term. I would like to know would it be in my best interest to store my money in a hysa or a cd.

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I earn about $14 an hour and I get paid biweekly of $980 or $1k. I am currently banking with discover and have about 3k in emergency fund and 9k in savings. I normally put about a minimum of $750 each month towards my savings and the rest towards bills/emergency fund. I was thinking of putting my money in a cd because I don’t really want to touch it since it would be used for a down payment on a house/ or maybe purchasing a mobile home. Right now I could put 9k in the Marcus CD or just leave it in discover.

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Profile updated: 5 days ago

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According-Highway144

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Posted: 1 year ago
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