Hi all,

So, I'm in quite a bit of credit card debt and have no savings. I make a good salary ($3k per month after taxes) and I have about $1000 after expenses, so it's not as though I'm unable to pay off debt or save. But I just can't motivate myself to. I have a budget all figured out, but in the moment, I just really want that Taco Bell, I really want that pretty journal I don't need, I really want X, Y and Z. I can sit down and think, you know, "I want to save to visit my family in France, I want to save for a car, I want to pay off my debt so I don't have to make these damn payments while I'm (hopefully) pursuing my PhD next year," etc. etc., but it all goes out the window in the moment, when that shiny thing is sitting there.

For those of you who experience the urge to buy but don't act on it--what do you do? How do you manage that? Do you distract yourself, or remind yourself of your goals? Or maybe it's a holistic thing, where I just need to fill my life with more time with friends and activities and such so I'm not sitting on my computer looking at Amazon? Haha. Let me know your tactics!

By the way--I have ADHD. Not sure if that might be a contributing factor!