I graduated dental school in May and began working in July. I have about $260k student loan debt that then used the physician's loan to purchase a home for $335k (monthly mortgage is $2900, which is slightly higher than rent which is why I made the decision, parents helped with closing costs).

I make at a minimum $650/day 4 days a week, but I earn commission so sometimes it's more. Then 30% go to taxes.

My known costs per month are as follows:

Mortgage: 2900

Utilities/wifi/lawn/trash: ~400-500

Health insurance: 341

Car gas and insurance: ~250

Student loans: ~700

Groceries: ~200

Pets: ~100

Overall my necessary costs come down to about $5000/month. I know that my biggest expense is mortgage, but for my area, it made the most sense. Rent was around $2000-2500. I guess I'm just wondering what I can do better and how I can best prepare myself for anything upcoming. I'm not one to go beyond my means, but I also want to enjoy life. I plan on looking into HYSAs, fidelity, etc so that I can tuck some of this money away.

If there is a better thread to post something like this in as well please let me know :) thank you!