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Transfer ISA into Pension
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Hello just looking for other people opinions on a rejig of my finances.

I have an ISA that is x5 the size of my pension. 50k vs 10k

I'm 36yr old with 75% equity in my house.

Able to save 30% of my monthly income comfortably considering current economic conditions.

I am looking to rebalance my ISA vs SIPP by taking 50% out of ISA and loading up my pension.

I can't see a negatives to the plan but would like some other people's perspective. I recently spoke with a financial broker and he suggested my pension should be my biggest holding so curious to see what others think.

For reference I do hold 6 months emergency funds to hedge on any gaps in employment or life emergencies.

Edit: I would like to be semi retired early 50s I don't expect to stop working or to do nothing in my later years. Just want the option to work rather than the need to work if that makes sense

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Posted
2 years ago