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Obviously si Kuya Daniel Razon ay natutulog during his Economics class kaya puro mga unsustainable projects lagi naiisip nya. Assuming he has good intentions, just thinking the expenses associated in running a hospital ang hirap nya i-sustain the fact na puro mga nasa lower to middleclass ang karamihan ng mga kapatid. Yang 400 million pesos na yan, super kulang yan kaya usually ang mga operators ng hospitals ay mga big corporations like Metro Pacific Corp. (May ari ng Asian at Makati Med), tsaka kahit for profit yan pahirapan ang cashflow especially if you have patients na gumagamit ng Phil Health at HMO dahil matagal ang disbursement ng cash kapag ganyan at hindi naman lahat ng patients have the capability to pay cash on the spot.
Kaya instead of building hospital, Daniel Razon may consider building an investment portfolio that will generate cash flow that can be spent sa mga selected patients na may malalang sakit na walang pambayad ng treatment. Hetong 400 million pesos can be invested in fixed income instruments like government bonds, time deposits, preferred shares at shares ng mga REITs (Real Estate Investment Trust). Kapag ganyan ang construction ng portfolio, hindi na kailangan ng mga pa target at emergency tulungan sa mga lokal. Some of the cash flow can also be reinvested to buy more fixed income securities para mapalago yung fund, thus more deserving beneficiaries makikinabang.
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