The pavement was hot and rough on her feet as she padded her way carefully to the edge of the pool area, searching for an empty chair. The sun shone down heavy and hot on the back of her neck and she felt the sweat start to trickle down her back. It was the perfect day for a pool day.

She spotted an empty chair at the end of a long, empty row and dropped her bag down on it, immediately reaching for the zipper on her swimsuit coverup and yanking it down to pool around her feet on the ground. She plopped down on the chair, belly shaking and jiggling underneath her high-waisted bikini bottoms, tits bouncing along and straining against her bikini top.

Reaching into her bag, she grabbed the bottle of sunscreen and pulled the straps of her biking top down her shoulders, resulting in her boobs sagging and settling on top of her bulbous belly. The sunscreen felt cold and slick as she squirted it into her hands and rubbed them together. Her hands slid up her arms and around her shoulders, kneading and rubbing the sunscreen into her soft, supple skin. Her hand skittered across the tops of her breasts, the combination of the slippery sunscreen and her soft touches raising goosebumps.

Straps still down around her shoulders, she arched her back and stretched her arms behind her, causing her belly to thrust forward and strain even harder against the high-waisted biking bottoms. She sighed in frustration as she realized that she was missing quite a large spot on her lower back. Wiggling and squirming, she tried in vain to reach the damned spot. After a few seconds, she was ready to say fuck it and deal with the potential sunburn when a deep, smooth voice and a long, lean shadow loomed over her and her chair.

“Need a hand?” The voice said. She looked up into the eyes of a tall, lean, tanned man who had appeared beside her. She had noticed him at the pool before, watching from behind her sunglasses as he made quick, smooth strokes in the pool and glided from one side to the other. She smiled, tilted her head, and handed him the bottle.

The man looked down at her, holding the bottle in both of his hands. “Do you mind if I slide in behind you? Just to make sure I don’t miss any spots?” He asked, still smiling but now his smile had taken on a mischievous gleam that made her belly do flip-flops. She nodded at him once, tongue between her teeth, matching his mischievous grin with one of her own as she scooted further up on the chair. Her belly swayed and bounced with the motion and she didn’t miss the way his eyes immediately focused in on it. Swinging one leg over the chair, he settled in behind her and she heard the cap flip open on her sunscreen.

“My name is James,” he said softly, squirting a liberal amount of the sunscreen onto his palms. She didn’t have time to answer as his hands settled on the spot she had been trying to reach, strong, lean fingers pushing lightly into the small of her back, swirling the sunscreen around and rubbing it into the spots she couldn’t. She arched her back towards him, and his hands slid lower, catching on the top of her bikini bottoms. She leaned forward, belly bulging out on either side of her and he slid his hands up her spine lazily.

She glanced back at him, eyebrow raised. “I already got that spot.”

He shrugged and kept rubbing, slow and steady up and down her spine. “Just making sure. Skin cancer is no joke.”

She giggled as his hands continued their slow journey up and down her spine, feeling the goosebumps spring to life all over her body. “Well, in that case, maybe you can help me with my front.” His hands stilled and she heard him take a deep breath before he gave her back one last rub and scooted as far back against the reclined chair as he could. She looked back and he gestured towards himself. Catching on, she scooted closer to him, feeling the heat of his body as she settled her back against his stomach.

She looked around and thought, not for the first time, how glad she was that she seemed to be one of the only people in her apartment complex that took advantage of the pool. Besides James, of course. She had watched him many times swimming the length of the pool over and over, strong arms making quick strokes. His skin was soft, tanned, and warm against her back as he slid his hands up and down her arms, wiping the last of the sunscreen into her skin before squirting a large amount into his hands again. His hands slid down her arms and pulled them up and around his head so that the soft, squishy underside of her arms was visible. He made circles with him palms over the skin there, and she giggled in spite of herself.

“Ticklish?” He whispered into her ear, and her answer was a shiver and a scoot backwards, pushing herself into his body. He continued his motions on the underside of her arms until her toes were curling and she was laughing softly. He pushed against her arms, letting her know that he wanted her to stay the way she was, arms spread wide and hooked behind his head, at his mercy.

One hand stayed anchored on her arm, holding her tight as the other one began to slide down her side. He kneaded and poked his hands into her sides, gripping the fat rolls and jiggling them softly. Her skin was so soft and pliable and he couldn’t help himself as he thrust his pelvis forward into her backside. He heard her sharp intake of breath and switched hands, giving her other side the same treatment.

Soon, his hand began to slide to her front, caressing the mountain that was her belly. Round, full, and jiggly, her belly seemed to respond eagerly and immediately to his touch. His fingers played with the edge of the bikini bottoms, sliding just a bit underneath and then back out. She turned her head towards him, heat in her eyes and that same mischievous, tongue between the teeth grin on her face. “Pull them down,” she whispered. “I don’t want this big, beautiful belly burned.” His swim trunks all of the sudden felt tight and he eagerly obeyed, sliding both of his hands down to her belly. He slid two fingers of each hand under the waistband of her bottoms, and flicked them down. Her belly boomeranged out of the bottoms, hanging and settling over them and giving him a look at her deep, coinslot bellybutton and her smooth, hanging belly, marked only with shimmering stretch marks just barely visible.

She took the bottle of sunscreen from where he had left it behind the chair and squirted entirely too much sunscreen on her belly, covering it with ropes of the thick, white ointment. “Whoops,” she deadpanned. “You’re really going to have to rub to get all of this soaked in.” His fingers gripped her belly from both sides behind, fingers digging into the pliable skin. He made small circles with his palms all the way around her belly, being careful not to get too close to her bellybutton. Not yet. The stretch marks on the sides of her belly glistened as he rubbed slowly. His hand slid down further, and grabbed onto the part of her belly that was hanging low on the tops of her thighs. He lifted this part of her belly into his hands, feeling the heft and heat before he groaned into her ear.

“This fucking belly,” he whispered, almost growled. “I’ve been watching this belly for days. Watching the way it bounces and sways when you move, the way it fights to get out from under your bikini bottoms. The way the water drips down and pools into your deep bellybutton.” He watched her toes curl again and she opened up her knees to either side, spreading her legs and sending her belly on another bout of jiggles and bounces. This time, his hand slid across her bellybutton, sunscreen settling down into the crevasse. “I wonder how many fingers I can fit into your bellybutton. One, two… three?” His pointer finger trailed around and around her bellybutton, leaving designs in the greasy sunscreen that still hadn’t soaked in all the way.

She felt her nipples harden and the warmest part between her legs begin to throb. “Let’s find out,” she said, holding his hand by the wrist and using her own hand and arm to swirl his finger around her bellybutton. He watched their hands move around and around her belly and felt his dick strain even harder against his swim trunks. Suddenly, she tightened her grip on his wrist and plunged his finger inside her bellybutton. It was all he could do not to groan as his pointer finger sunk into the knuckle with zero resistance. She giggled and tapped his middle finger. He knew what she wanted and he gave it to her, sliding his second finger beside the first, feeling the skin tighten and pull against his fingers. She moaned softly and breathlessly whispered “another.” He immediately shoved a third down into her bellybutton, loving the way her skin was stretching against his fingers. He thrust all three fingers in and out, around and around.

She once again grabbed the sunscreen from where it laid on the ground next to them, and squirted some on top of his fingers. He continued thrusting in and out, around and around, and they both loved the wet, squelching sound his fingers made as they penetrated her bellybutton over and over. Her face was flushed and he had a sudden flash of what it would look like for her to ride him, belly and tits bouncing and swaying as he fingered her bellybutton. He thrust once again into her backside, and she squeezed his wrists tight. Her belly was shiny from all of the sunscreen and his fingers continued to stab her bellybutton.

“Have you ever fucked a bellybutton, James?” His hands froze, his mouth gasped open wide, and she giggled again. “Have you ever felt a bellybutton stretch and move around your hard cock? Or rubbed the head, dripping with precum, around and around a bellybutton until she begged you to shove it in?” His hands were still so she put her hands on top of his and started to move them both together. “Thrusting in and out, making her belly shake and bounce, stretching it wide until it almost hurts.” She began rubbing their hands across her belly and bellybutton faster and faster, her breath getting shallower and quicker. “Slamming into her bellybutton over and over until you can’t help it and you bust all over her, filling her bellybutton with so much cum it leaks out and drips down all over her belly, thighs, and legs.” He was rock hard against her ass, helplessly caught on every word and movement she was making. “And then I bet you’d be a very good boy and clean it up nice and spotless, right James? Would you lick your thick, hot cum out of a deep bellybutton like mine?” He gasped as he felt himself burst in his swim trunks. It came out of nowhere and left him boneless and spineless on the chair, her heavy weight pressing comfortingly back against him. 

She let him catch his breath, wiggling softly against him every so often and laughing when his breath caught in his throat. “Go clean yourself up, James. We’re just getting started.” 

Then she was up and off the chair in a matter of a split second, her belly still gleaming from all of the sunscreen. She gave him one last tongue between her teeth grin that made his cock twitch again and then dove headfirst into the deep end of the pool. 

James smirked to himself as he surreptitiously wrapped a towel around his swimtrunks and headed toward the changing rooms. Oh, they were definitely just getting started.