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How to make 230‘863 go the easy way
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So this just happened yesterday and might be the greatest moment of D&D in my life. - be me Tortel Cleric of Trickery who is about 300 years old

  • be not me DM who is an economics major

  • backstory explains that i used to be the mayor of a small town of tortles

  • my wife and kids used to live there too

  • local government tested weapons on our area and completely demolished my town

  • only managed to survive with my kids by jumping into the sea

  • watch wife die

  • lose children in the rapids of the sea

  • get lost alone on a tribal island for 100 years

  • met and studied under my God of trickery there

  • finally get back on mainland, now cleric of the trickery

  • get job at global adventuring guild

  • work there for 3 months meet party and slay a couple of monster etc. etc.

  • get job to go to Capital of the Government that destroyed my town

  • still angry at said government for taking my children away from me and killing my wife

  • hatch scheme

  • DM has no idea whats going on

  • initiate phase 1

  • tell DM „I would like to get a passport again.“

  • DM confused but plays along, have to pay taxes I missed and pay a fee for getting my passport back.

  • “sure“

  • get passport, initiate phase 2

  • “I would like to go to my old insurance company please.“

  • DM is confused „what do you mean old insurance company?“

  • “The insurance company that insured my house, and entire town“

  • DM stunned and tells me i would need to roll persuasion against the owner of the insurance company

  • roll

  • 19 6 = 25

  • table goes insane

  • DM starts calculating

  • “adjusted for inflation and interest the total would be 230‘863 GP“

  • most money we ever got was 500 gp

  • I am now about as rich as Kings

  • trickery god very happy

Tbh im not gonna use the money since I would almost certainly break the campaign with it and it wouldn’t be fun for the everyone else at the table, but hot Damn that is a lot of cash and i certainly have my retirement planned now.

TLDR: I was a mayor of a town that was destroyed 100 years ago, and thanks to a 25 I convinced the insurance company to finally pay out. Adjusted for inflation and interest I got 230‘863 gp. I am a happy tortel man.

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And then the return trip can show the effects of destabilised economies, a la Mansa Musa’s return from his hajj to Mecca.

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4 years ago