The current state of my finances, how would you proceed?

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I have added a list of my debts including totals, interest rates and monthly payments. Experian Score 860, never missed a payment.

I lost my job that paid £33000 and have to wait another 4 weeks to start a job paying £25000.

Advice on the best way to proceed, what you would do…

TIA and I know it’s a bad situation:

MyCF - £4779 (34%) £279 Oakbrook - £3524 (17.9%) £177 Vanquis - £2600 (21.6%) £179 Capital One - £1300 (30%) £68 Monzo - £1000 (25%) £23 Mastercard Halifax - £300 (19.5%) £8 Cashback Halifax - £400 (32%) £18 Creation - £1570 (30%) £120 HotGolf - £24 EE - £25 Hastings - £53 Others - £35 NowTV - £45

£1054 pcm

£15473 total debt

Loans total - £10903

Overdraft total - £1000

Credit Accounts - £3570

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Profile updated: 4 days ago

JajaGinge

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Posted: 1 year ago
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