Will payoff $45k in cc debt in 1 year

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Currently have $45k cc debt. I looked through every repayment plan and slimmed my budget to minimum. No vacation, birthday celebrations for me and my family. Evey extra dollar and company bonus will be placed into repayment. Even with all these sacrifices, the fastest I'll be able to payoff is September 2024. Is 1 year a good time frame to payoff this much debt? Honestly, I lack patience and don't like to wait for things to happen. I'm thinking about selling my truck and withdrawing from 401k to speed up the debt free process by 8 months.

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roark84

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Posted: 1 year ago
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