Hello everyone. I’m in a situation where I am needing some guidance. I am completely lost and I hope the answer is simple, I just haven’t come across it. I bought my 2020 Mazda CX5 - BRAND NEW in August 2020. First of all, I realize buying new was a dumb idea. I own up to that. I had negative equity of roughly $10,000 rolled into my new loan. However; I just had my first child so I “needed” a bigger car. Anyway, my monthly payment is $656.87 and I financed it for 84 months. I am now down to around 48 payments left. A balance of $30,200. Ridiculous and sickening! I had my car appraised for a ballpark of $15-16K from the same dealer I purchased it from- Nelson Mazda in Tulsa, OK. I have come to realize that I can not afford this car. Is it possible to sell this car for what it’s worth and make payments on the remainder or do I have to have the difference up front? I have no savings. Only an income, and even that is limited. Thanks in advance for your advice on what I should do.