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As a precursor, I want to say that Iām 95% certain that I have either autism or asbergers though never diagnosed.
Like the title says, I owe somewhere between $20-$25k, with $23-25 being my realistic best guesstimate. I barely make $30k a year gross, more like my actual net in a year in debt. Iāve fought this for years, and gotten within a few grand just to lose jobs, and have it spiral back out of control again.
Iāve havent been debt free since early 2019, slowly keeps just getting worse and worse. I finally had to break down and accept help for food stamps so I wouldnāt starve to death. This last time, (3 week stint), I ate a total of 6-7 times, not times per day, 6-7 times total in 3 weeks. I had to call my father so I wouldnāt pass away from malnutrion.
I have job experience as a waiter/server, food delivery, warehousing, clean health care pill bottle plants, John Deere world headquarters, janitor, you name almost any every level job, and Iāve probably done it or 90% of them.
Iām lost on how to get out debt. Probably be way easier if I could get a work from home job, but Iāve never gotten that chance. I used to work 70 hours a week, and it burned me out to the point I did collapse a couple times though I donāt tell people that.
My uncle is a very vey rich man, Iāve tried to ask for for help and his answer is to make it on my own. Clearly, I havenāt been and I doubt that Iām capable of such :( Iāve even asked for just food help and he doesnāt want to.
What should I do guys? The last several years I was working pizza delivery, I was making abut $650-$1000 per week, but a good $175-$200 of that was going to gas, then minus taxes on top of that. All of a sudden, that $30-$37k, shrinks rapidly.
I used to want to fix this I really did, I feel like Iām in a impossible spiraling black hole of debt. No matter how much extra power I find to throw at this to try to correct the path I keep getting sucked back in & into the dark void. I really donāt want to end things, but is reached a point where it might come to it. In addition to being in debt, I also have 2 payday loans I owe a grand on,I had spoke to a manager tried asking them to forgive the loan since Iāve already paid over 300% or 3x initial amount borrowed, and they kept cycling back to āwell you agreed to the termsā yes, I did, but itās created the black hole of debt and they laughed when I tried to first ask them, then played hardball with them and said I donāt have to pay this I could just go through bankruptcy again when eligible.
Oh I also owe like $3000 from 2020 taxes never paid, and I almost went to jail for 3 months for failure to register my vehicle that Iāve since sold to get byā¦ I almost went to jail because Iām so poorā¦
Iāve got three options: 1-Ask my millionaire uncle whose son SAād me 20 times growing up for help but Iāve tried in the past and his answer has been no, 2-I work 3 jobs if I can even get hired to that many, at 80 hours a week & work until I pass away from exhaustion 3-I just give up and call it a life.
I read all these stories about people getting out of worse, but most of them seem to make double or more what I do. I kinda barely make enough to cover the interest payments. Iām so lost I think I may just give up this time š ,
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- 7 months ago
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