Hello, I’ve been pretty good with my credits and have maintained an above average credit score of about 750-760 from time to time.

A couple years ago I had an accident overseas and that racked up my credit card usage to $10k and I’ve been paying them off since (several cards).

So I’ve Been having to pay several cards and having monthly payment as high as 500-600 a month sometimes.

Here comes freedom debt relief. Called and talked, said they could talk to my creditors and bring the debt down to $10k? Though my “credit” will take a dive for “6 months” he claimed.

Another question I wanted to ask. I have 2 cards with chase. One Amazon and one sapphire. If I only want them to deal with the “Amazon” and I never ask freedom debt relief to help with the sapphire. WILL CHASE CANCEL MY SAPPHIRE CARD as well as the Amazon?

Thanks