My wife texts me yesterday saying how glad she was that we started Dave's plan a year ago. She was at Costco yesterday and the woman in front of her had her card declinded. The lady kept removing an item or two and having the teller run her card again, as she thought she may be over her credit card limit with this transaction. Finally after 10 minutes of this the manager had her pulled out of line with all her items to let my wife and the long line of customers go through.

I can't imagine living life without a budget and a financial plan after 12 months of the baby steps!

Edit: The items the lady was purchasing were majority house decor and garden plants, not necessities by any means. We're it somebody in need we certainly would have offered assistance, but that was not the case here.