Just a progress update. We've paid 27k of our $75k (credit cards, 2 vehicles, and a dumb solar loan) debts and it's an amazing feeling seeing the snowball do its work. It's been about a year since we've started and after paying off my wife's car, the Credit cars and applying that amount to the 2nd car, we should clear that vehicle in 6 months! After that, I see no reason the solar loan should be paid within the next year after that!

Now just have to hold the line, we're almost there...

I guess the only question would be, what has helped keeping you on track? My wife was hesitant because she has the "you only live once" mentality. She has held steady so far after agreeing to the plan but I can see her morality on the situation is starting to dwindle. Any suggestions on that would help!