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Instant Deposit disappointment.
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I have to say, first the spreads, now this instant deposit clearing time is really let me down.

I transferred in some fiat last week, fully understanding that it would take “up to 7 days” to clear for withdraw. Here we are 7 business days later and still “pending”. The money was taken from my bank account the next day. Now I’m reading other are waiting more like 14 days for the money to clear. This is completely te unacceptable to me. When the terms state “up to 7 days” that means a maximum of 7 days. Not minimum of 7 days. If this is a known issue then CDC needs to update the verbiage in the app or remove the feature completely.

Had I known this, I would have opted for the ACH method.

I’ve already signed up and started testing Coinbase. I can already say, that sending my crypto from CDC to a swap service to Coinbase as USDC is way cheaper than CDCs insane spread.

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8 months ago