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Centralized Cryptoexchanges are usually in a bad light and sometimes that's understandable as they don't have good-enough costumer support, are not ensembling what Crypto was meant to be and most importantly have too much power over your Crypto assets.
But still they are necessary for our mass adoption. I mean how many people did start with Crypto with a DEX? Obviously the easiest and sometimes simplest way is to go to an exchange, register and buy. Simple. Nearly all newcomers do it that way. Sometimes because it's simple and sometimes because they are trusting better in stuff that has a person taking responsibility of it.
So saying that Crypto Exchanges should just all disappear is counterproductive and ignorant. Instead we should push them to make their costumers their actual priority. We should make them actually ensemble what Crypto was meant to be...
This only really makes sense for coins with low fees
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That’s relative to how much you have though.
Either way, I don’t think it makes much sense to take it back to an outside wallet if the only thing I’m going to use it for is on that exchange. Just unnecessary fees and time.
Especially because it seems unlikely that you’ll actually be able to use your wallet to pay for things in day to day life without a CEX card system handling the transfers.