First, whats the best way to store Bitcoin?

Second, after reading this users comment about it, I am wondering if its even wise at this point?

Here is the comment in question, if anyone would like to chime in.

"Right now if you buy a 100 dollars worth of Bitcoin per buy and then send that from an exchange to your own wallet, there is a very high change that in the next couple of years 50% of your Bitcoin will get stuck because every buy will end up in a utxos and in a couple of years it might cost a 100 dollars to spend a 100 dollar utxo. Now those 100 dollar utxo's they might by then be worth 200 dollar. But that means that while you will think you are up 100%, you are really just break even as selling it will cost you half your stack.

The solution is to not fall for high fee chains with devs that know very well they can become super wealthy at your expense by refusing to scale the chain and using some techno mumbo jumbo lies to justify it like:

the network just can't process more then 3 kilobytes per second without Bitcoin becoming centralised.

Every utxo that gets stuck is a reduction in the supply. You are being taxed by the Bitcoin whales, you just don't know it yet."

How accurate is that?