I am in Europe for work now. At many places HDFC DCB was declined. At big shops of luxury goods, at restaurant etc. I got this free with alumni offer. Otherwise I would not have taken a card with high annual fee. It has 7 lakhs credit limit also. But if it does not work most times, then no point having credit limit.

I need a good replacement credit card like this DCB. My salary is above 2lakhs. Have HDFC classic account. For zero forex, I use scapia card with 20k credit limit.

I need a card that is visa or MasterCard, zero or low forex, should be reliable unlike dcb. I don't care about petrol or movie offer. Reward or cashback both r ok. Plz suggest. Currently I have icic Amazon, fk axis, icic saphiro, airtel axis, scapia, tate neu rupay, icic amex, hsbc platinum rewards.