CREDIT PROFILE

• Current credit cards you are the primary account holder of:

  • Wells Fargo Signature Rewards $12,000 limit, 01/2008
  • Best Buy Credit Card $2,000 limit, 08/2018

• FICO Scores with source (see note on FICO score sources below):

  • Experian FICO 696/725 (Equifax/Wells Fargo Credit Check)-
  • Transunion 742 (CreditKarma)
  • Equifax 742 (CreditKarma)
  • I couldn't figure out the Transunion or Equifax without paying on Experian. Forgive me in advance

• Oldest credit card account age with you as primary name on the account: 14 Years

• Number of personal credit cards approved for in the past 6 months: 0

• Number of personal credit cards approved for in the past 12 months: 0

• Number of personal credit cards approved for in the past 24 months: 0

• Annual income $: $150k

CATEGORIES

• OK with category-specific cards?: YES
• OK with rotating category cards?: YES
• Estimate average monthly spend in the categories below. Only include what you can pay by credit card.
  • Dining $: $1,200
  • Groceries $: $500
  • Gas $: Soon to be $0
  • Travel $:Flights: $2,000/yrAirbnb: $1,500/yrCar Rentals: $500/yrHotels: $3,000/yr
  • Do you plan on using this card abroad for a significant length of time: NO
  • Any other categories: Not currently paid with a CC but things I should going forward- Phone/Internet: $150/mo- Insurance: $15/mo- Amazon: $100/mo
  • Any other significant, regular credit card spend you didn't include above?: $500
  • Can you pay rent by credit card? Yes, I think the new fee is around 3-5%

MEMBERSHIPS

• Current member of Amazon Prime, Costco, Sam's Club, or a Verizon postpaid customer?: Amazon, Costco, Verizon Customer
• Current member of Chase, US Bank or any other big bank?: Wells Fargo
• Active US military?: No
• Are you open to Business Cards?: No

PURPOSE

• What's the purpose of your next card (choose ONE)?: Rewards Mainly
  • I have the WF card but it doesn't really offer great rewards. I kind of screwed up my credit pretty bad a long time ago so I think from that incident I just didn't use credit all that much.
  • I figured this is another life event that will rack up a few thousand pretty quickly so I figured I could take advantage of the signup bonuses.
  • Don't really have a preferred Airline, I usually flew Southwest as I reside on the West Coast but they don't have service on the east coast, Usually,
  • I book Marriot Hotels if possible (I can get a discount via employee)
• Do you have any cards you've been looking at? Mainly the more popular ones, I don't really know though I tried reading through the side posts I am a CC noob
  • Chase Saphire Preferred or Chase Freedom
  • The AMEX Platinum Card
  • Captial One Venture.