CREDIT PROFILE

• Current credit cards you are the primary account holder of: Credit Union Mastercard $300 limit, since mid 2010's. Asked for an artificially low limit on purpose.
• FICO Scores with source: TransUnion 693, Equifax 686
• Oldest credit card account age with you as primary name on the account: Approximately 7 years.
• Number of personal credit cards approved for in the past 6 months: 0
• Number of personal credit cards approved for in the past 12 months: 0
• Number of personal credit cards approved for in the past 24 months: 0
• Annual income $: 60,000 accepted job offer. Starting in June.

CATEGORIES

• OK with category-specific cards?: Yes
• OK with rotating category cards?: Yes
• Estimate average monthly spend in the categories below. Only include what you can pay by credit card.
  • Dining $: Unsure, roughly 50/50 split between groceries and dining.
  • Groceries $: Unsure of details at the moment but planning on shopping at Costco, Publix, Kroger and Aldi.
  • Gas $: 50
  • Travel $: 0
  • Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: No
  • Any other categories (examples: phone/internet, insurance) or stores (example: Amazon) with significant, regular credit card spend (the more you specify, the better): $200
  • Any other significant, regular credit card spend you didn't include above?: $200, combination of medical and pharmacy.
  • Can you pay rent by credit card? If yes, list rent amount and if there's a fee for paying by credit card: Unknown

MEMBERSHIPS

• Current member of Amazon Prime, Costco, Sam's Club, or a Verizon postpaid customer?: Amazon Prime, planning on being a Costco member in the near future.
• Current member of Chase, US Bank or any other big bank?: No.
• Active US military?: No.
• Are you open to Business Cards?: Not really interested.

PURPOSE

• What's the purpose of your next card (choose ONE)?: Saving Money
• Do you have any cards you've been looking at?: Discover