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So I have a capital one card and have struggled on keeping it to low usage. My limit is $1650 on it and currently have a balance of $1100. So I was watching credit videos on YouTube and just seeing how other people use them. So here is my question I have enough money to pay the card off in full. But I have some bills coming up like electric/gas/ and also my car is in the shop getting fixed. Total i would say about close to $500 worth of bills with repairs. Now would it be a dumb move to pay of credit card and then go and charge it $500? My other concern in doing this is that I would probably have about $400-$500 left in my account and I need to save and stretch that till next payday so I have enough for rent at the end of the month. Just seeing everyone thoughts on this or even some no brainer tips that I should know. Appreciate it everyone and have a good day!
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- 2 years ago
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