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I am looking for a new card or maybe two. My available credit is usually somewhere around 32-35k, and I am seeing on creditwise that the excellent range for available credit is 50k . Even with limit increases my current cards are just not going to get me above 50k. Just trying to play the credit score game.
I like cashback cards a lot, and no annual fees. Right now the only thing I'm really missing is cashback for travel specifically. I need to buy plane tickets and get a rental car maybe three times a year, sometimes more. Almost all of it is reimbursed by my company, but I would love to get maximum rewards for it.
- Current cards:
- Amazon Store Card. $6,000 limit. Dec 2015.
- 5% back on Amazon purchases
- Capital One Walmart Rewards Card. $3,900 limit. Nov 2016.
- 2% back on Walmart in store, 5% on Walmart.com
- PayPal Cashback World Mastercard. $12,300. Nov 2017.
- 2% cashback on everything
- Boring card from my credit union. $12,500 limit. 2019. Nice limit, stupid rewards.
- Amazon Store Card. $6,000 limit. Dec 2015.
- FICO Score: 797 (Finally back up after buying a house in September, but there are a few recent inquiries from that whole process)
- Oldest account: 9 years
- Chase 5/24 status: 0/24
- Income: $75,000 (DINK, so partners income doubles this but technically unmarried)
- Categories:
- Dining: partner has a card that does 3% back on restaurants
- Groceries: groceries from Walmart, so 2% back. (Is there is a card that can beat this 2%?)
- Gas: would like a card that can beat PayPal's 2%, but not a priority since we work from home
- Travel: would love a card that can beat PayPal's 2%
- Open to Business Cards: Probably not, but it depends
- What's the purpose of your next card?: Would love cashback that gets rewards on travel.
- Do you have any cards you've been looking at?: I've been googling around but really not sure yet
- Are you OK with category spending or do you want a general spending card?: Category is fine but would rather not have rotating categories.
Let me know if there is any other useful info I should include
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- 2 years ago
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- reddit.com/r/CreditCards...