In the middle of moving for a new job and think it's time for a new everyday card that offers better rewards than my current one. Prefer to have one without any annual fees.

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• Current credit cards you are the primary account holder of: (list cards, limits, opening date):
  • Chase Slate: $2,000, 2016 (only use this for 1 subscription)
  • Citi AAdvantage MileUp, $4,000, 3/2021 (everyday purchases)
• * FICO Scores with source:
  • 717 (Equifax & TransUnion) -- Should go up with next payment. Middle of moving so spending a little more now.
• * Oldest credit card account age with you as primary name on the account:
  • 3 years 5 months
• * Number of personal credit cards approved for in the past 6 months:
  • 0
• * Number of personal credit cards approved for in the past 12 months:
  • 1
• * Number of personal credit cards approved for in the past 24 months:
  • 0
• * Annual income $: currently
  • $43,000, starting a job next month at $60,000

CATEGORIES

• * OK with category-specific cards?:
  • I guess, though don't want too many cards
• * OK with rotating category cards?:
  • I'd be open to it.
• * Estimate average monthly spend in the categories below. Only include what you can pay by credit card.
  • * Dining $: $240
  • * Groceries $: $200-250
  • * Gas $: $180-200
  • * Travel $: 1-2 flights a year to visit family, dad normally helps pay for it, but would like to add 1 solo trip per year.
  • * Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: No.
  • * Any other categories:
    • Car Insurance: $103
    • Spotify: $9.99
    • Amazon Prime: $139/year
    • YNAB: $98/year
    • New apartment will require internet separately, haven't priced it out yet.
  • * Can you pay rent by credit card?
    • Yes, 2.99%, $950

MEMBERSHIPS

• * Current member of Amazon Prime, Costco, Sam's Club, or a Verizon postpaid customer?
  • Amazon Prime
• * Current member of Chase, US Bank or any other big bank?:
  • Wells Fargo
• * Active US military?:
  • No
• * Are you open to Business Cards?: (these are an option if you have any kind of side gig, such as selling on eBay or Etsy)
  • No.

PURPOSE

• * What's the purpose of your next card (choose ONE)?: (first credit card, balance transfer, saving money, travel rewards)
  • Rewards (cash back or travel)
• * Do you have any cards you've been looking at?
  • Wells Fargo Active Cash
  • Citi Custom Cash
  • (Not sure if there are other good ones, prefer free)