Current cards: Discover Secured, $200 limit, October 2020

FICO Score: 677, last I checked

Oldest account age: 5 months

Chase 5/24 status: Unsure

Income: I make roughly $600-700 a month

Average monthly spend and categories:

dining: maybe about $100?

groceries: Rarely done, taken care of by mother, but no more than $30 when I do

gas: NA

travel: NA

other: It varies wildly - I use my debit card for everything else

Open to Business Cards: Not at the moment

What's the purpose of your next card? I'd like a second card for grocery shopping, or a more general cashback.

Do you have any cards you've been looking at? I'm looking between the Target RedCard (as I shop frequently there) and the American Express More Rewards through my bank, NFCU.

Are you OK with category spending or do you want a general spending card? I'm looking for a supermarket-based card.

I'm not gonna make the decision for at least a couple of months (I expect my card to graduate in about June). However, I would like to look into having at least one more C.C.

My first thought was a Target RedCard, since I shop there frequently. However, I do occasionally frequent Walmart and Krogers. If I got a RedCard, though, it would be more of an incentive to shop at Target.

ALL that said, I do have options at my credit union (NFCU - the card is through American Express, if it matters). I qualify for the "More Rewards", according to the preapproval (I know that's not an official guarantee), but I don't quite get how reward "points" work.

What do you all suggest?

EDIT: added suggested template

EDIT 2: After some thought and research, I decided not to go with Target anything. Even the debit card takes a few days to process, apparently, and it's a waste of space and anxiety to have two debit cards linked to the same bank, and I'm the only one using them. I DID apply for cashRewards, and got a 2.2k limit!