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Minimum Payment Question
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Besides utilization, are there any downsides to just making the minimum payment? Any FICO models score this as bad?

I hit the SUB spend on my new WF Propel, left a little more than $200 at statement close but my $200 in points hasn’t posted yet.

Can I safely pay the minimum and wait for my points to post? Thanks!

Edit

I have a promo 0% APR so waiting won’t cost me interest.

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3 years ago