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Second Cash Back Card recommendations
Post Body
- Current cards: (list cards, limits, opening date)
- Capital One Quicksilver, $4,000, Dec 2014 (Feb 2020 if it counts that I upgraded it from a Journey Student Card)
- Home Depot Consumer Card, $5,000, Nov 2019
- FICO Score: 733
- Oldest account age: 9 years, 2 months (Student Loans)
- Chase 5/24 status: 1 or 2/24 depending on if the upgrade counts.
- Income: $57,245
- Average monthly spend and categories:
- dining $120
- groceries: $320
- gas: $100
- travel: $0 (I do a lot of day trips where I basically pay for gas/food, but that's about it unless I have to travel for work or holidays)
- other: $700-$800. I put pretty much everything on my credit card besides my loans/insurance.
- Open to Business Cards: Sure, if the rewards are significantly better.
- What's the purpose of your next card?
- Better cash back rewards mainly.
- Do you have any cards you've been looking at?
- I've looked at the BOA Cash Rewards card since I have my checking/main saving account with them plus a couple others (Citi Double Cash, a couple Chase options)
- Are you OK with category spending or do you want a general spending card?
- I don't mind category spending, but I would prefer the categories be set or I get to pick them like with the BOA card. I don't want to do rotating categories.
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Profile updated: 4 days ago
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- 4 years ago
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