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Been rebuilding credit over the past 2 years.
Car loan just over 2 years old and almost paid, one credit card about 22 months old and another card that's about 18 months old. 100% on time payments. No negative accounts.
My two cards are both cap one, 500 limit on each, one secured.
TU score at the moment is 674 due to a reported 70% utilization, although come next Friday when I make payments ill be back to 0% utilization and a 724ish score.
I'm looking to get at least one more card to increase my available credit, and act as my "fun" card.
My passion is cars, so all 3 cards would fit my needs well enough in my eyes.
Any experience out there? What do you gurus think? Who's going to offer the highest opening cl?
Thanks in advance.
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- 4 years ago
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