I used to get stuck in the vicious cycle of credit cards, running them to the limit, having no money to pay it, having the card closed on me for not making minimum payments, just really bad habits overall.

I’m finally at a point where I have savings (more than my yearly salary saved), 703 credit score, a job with stable growth, some loans totaling $15k for school & my car. I haven’t had a credit card in a couple years, but want to prepare to buy a house. My credit score isn’t going up with making payments on time so I’m thinking I need to expand my borrow limit & start using a card for daily purchases then paying it off monthly.

I did like 4 hours of research and I’m thinking of getting 2 credit cards, AAA Daily Advantage Visa (because I buy groceries for our house & the rewards seemed were competitive with or better than the other cards) and Wells Fargo OneKey Cash (because I travel at least every other month using those brands). These were just all around good fits for my situation

Please comment if you have anything to chime in, but my main question is - how will it impact my credit score - is it bad if I apply to both cards in the same day, or would that be better? I thought if they check my credit, there a sort of time window for it to be checked without taking more points away (not sure if that’s accurate, but I’ve heard different things from lenders in the past.