I want a third card because I will buy a new phone and want to use the intro APR also want to do a balance transfer of 3k (I have the money to pay both 3k and phone but I think it’s better to use a CC because I will get more than a year 0% APR) also a spend bonus would be nice. Lmk if you need more info

• ⁠Current cards: (list cards, limits, opening date)

⁠•  ⁠Amex BCE $7,000 limit, May 2023

⁠•  ⁠Discover It $6,000 limit, June 2020

• ⁠FICO Score: 765

• ⁠Oldest account age: 4 years 1 month

• ⁠Chase 5/24 status: 1/24

• ⁠Income: ~$120,000

• ⁠Average monthly spend and categories:

⁠•  ⁠dining $120

⁠•  ⁠groceries: $200

⁠•  ⁠gas: $120

⁠•  ⁠other: $100

• ⁠Open to Business Cards: Maybe

• ⁠What's the purpose of your next card? Do a 3k balance transfer and earn a signup bonus if possible, complement my card collection

• ⁠Do you have any cards you've been looking at? Citi Custom Cash, Chase

• ⁠Are you OK with category spending or do you want a general spending card? Doesn’t matter