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5
Chances for USBAR approval?
Post Body

Stats:

  • 2 hard pulls last 12 months, split between 1 a few months ago and one in January (7 months ago)
  • 0/6 and 1/12
  • technically 1/6 and 2/12 if counting chase ink in may (I assume shouldn't count?)
  • 2 year checking account relationship but closed last month due to not using enough to justify some of the fees
  • average credit age 1 year 3 months, if counting prior AU cards (now removed) 3 years 10 months
  • 788 transunion, 764 equifax
  • never carry a balance, always on time payments
  • 4 active cards right now plus a business ink
  • 200k income
  • just moved to a new address that's not yet reported to the CBs

Thanks everyone! Should I wait until 0/12? Does the business card count in the x/12?

Edit: thanks everyone, I applied. Got a rejection on the robocaller, then talked to support, and they said they just need to get verification of my new address and to go into a usbank office with a copy of ID and lease and they will resubmit it to underwriting.

Edit: took a while and a bit of effort but got approved with a $9500 limit. Thanks all!

Author
User Disabled
Account Strength
0%
Disabled 1 month ago
Account Age
1 year
Verified Email
Yes
Verified Flair
No
Total Karma
5,984
Link Karma
344
Comment Karma
5,640
Profile updated: 2 days ago
Posts updated: 1 month ago
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Posted
2 months ago