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5
Chances for USBAR approval?
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Stats:
- 2 hard pulls last 12 months, split between 1 a few months ago and one in January (7 months ago)
- 0/6 and 1/12
- technically 1/6 and 2/12 if counting chase ink in may (I assume shouldn't count?)
- 2 year checking account relationship but closed last month due to not using enough to justify some of the fees
- average credit age 1 year 3 months, if counting prior AU cards (now removed) 3 years 10 months
- 788 transunion, 764 equifax
- never carry a balance, always on time payments
- 4 active cards right now plus a business ink
- 200k income
- just moved to a new address that's not yet reported to the CBs
Thanks everyone! Should I wait until 0/12? Does the business card count in the x/12?
Edit: thanks everyone, I applied. Got a rejection on the robocaller, then talked to support, and they said they just need to get verification of my new address and to go into a usbank office with a copy of ID and lease and they will resubmit it to underwriting.
Edit: took a while and a bit of effort but got approved with a $9500 limit. Thanks all!
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