I was told I should get two more credit cards as my next step towards raising my score. I'm trying to raise my score so I can be approved to get an apartment. -Current credit cards: capital one platinum secured card -fico scores: from credit karma: TransUnion 584, Equifax : 590. My score is not displaying in the Experian site/ app. I tried the discover free credit score site but could not figure out how to create an account without having a bank account or credit card. -oldest credit card account age : 3 months -number of personal credit cards approved of in the last x months : capital one secured card -Annual income : 36,500 Category specific cards ok : yes Rotating category cards :no Dining:20$ Groceries : 400$ Gas:80$ Travel : 0$ Phone :50$ Car insurance: 220$ -No memberships or subscriptions -purpose of next card: second card, raise credit score