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Credit card recommendations (26 years old)
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Hi everyone,

I've always been told that increasing your credit card game is an important life decision that should be made if possible. I'm looking to up my credit card game but I'm not too sure what credit cards I should be looking into. Reddit has been more helpful than google lately so I figured I'd ask you guys for advice! Below I'll list my annual income, credit score, the cards I currently have and a card I don't want (along with my reasoning) even though many people say I should get it. I'd love to hear what credit card(s) you guys think I should get and why.

Annual salary: 80k (will probably get a 10-15% raise within the next month due to a promotion)

Credit score: 765 - Transunion (just had a credit check ran a few months ago so it went from around 785 or so down to 765)

Cards I have: Chase: freedom unlimited ($4,800 limit) Capital one: savor one ($10,000 limit) Amazon prime visa ($2,000 limit)

Card I don't want and reasoning: Amex gold: I don't want to pay an annual fee - I know most of it is "waived" by getting a $10 credit to uber and another to select restaurants but I don't typically use these things so in reality I'm just going to end up spending more money. I do like the points offered though.

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Posted
4 months ago