How much time between different card enquires?

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Hi, I have 3 credit cards currently. US Bank Cash - opened Nov 2022 Wells Fargo ActiveCash - opened June 2023 Amex Everyday - opened December 2023.

I have balance of 1500 with a utilisation of around 18% for all cards combined. And current credit score is 740.

I am thinking for applying for a new card mainly for taking advantage of spend offer (200 for 1000 spend something like that). I might buy some electronics in the summer. I already used the spend offers on my current cards.

Do you recommend me applying for a new card or should I wait so that the credit card age will increase? I don't want to tank my credit score.

Appreciate your responses. Thanks.

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rocket5421

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Posted: 4 months ago
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