Hello everyone,

This is my first time posting here, and I could use some advice on creating a good 2-3 card setup. I’m not interested in travel cards since I only travel about once a year. My main focus is on cash back for groceries, dining out, and EV charging.

Currently, I have the following cards: - Chase Freedom Unlimited with a $11,600 limit - Capital One SavorOne with a $10,000 limit - Apple Card with an $8,500 limit

I’m considering the Amex Blue Cash Preferred and pairing it with my Freedom Unlimited as my primary cards. Alternatively, I’m thinking about using the SavorOne and Apple Card. I’m really confused about which setup would be the most optimal for me and would greatly appreciate any insight.

Additionally, I'm looking to open a high-yield savings account (HYSA) with either Apple, Capital One, or Amex.

Thanks in advance for your help!