I'm applying for the discover student it card and have been rejected twice, probably because of my expenses for when I'll be living in college and not have enough income. These were both a little over a week ago on my birthday. However, I know people who have just put 0 for expenses and they get approved. I would want to try this to get my card already but my mom says applying and repeatedly getting denied hurts my score, even though I don't have a card. It's been about 10 days since I've been denied, should I apply again with a 0 for expenses to get the card or is this a bad idea? Would this hurt my score even though I have no credit history and just turned 18?