A little background: Almost 20, living with my parents (I pay $500 monthly for car insurance/bills/rent) car is paid off and pay about $100 a month for insurance (fantastic record not sure if that’s necessary info) 40h full time job making about $33,000~ BEFORE taxes. No debts, no overdrafts. No loans ever taken out Pretty simple. I don’t owe anyone a cent. I own three cards My debit, credit, and robinhood card I’m with an local credit union. My spending limit is $500 which I need ask to raise it. I’ve had my credit card for around 10 months and went from 690 to currently 723. I probably spend around $100-$300 monthly on my card

My question: I need advice. Should I open a new account, if so who? Or simply continue to build my credit with one card. I’m just not sure what my next step is.