This post has been de-listed

It is no longer included in search results and normal feeds (front page, hot posts, subreddit posts, etc). It remains visible only via the author's post history.

Post Body

I am 29 years old, have an annual income of roughly $150k, and currently have:

1) Bank of America customized cash rewards card - 9 years old - $2,600 credit limit - Monthly statement of roughly $500

2) Apple Card - 6 months old - $6000 credit limit - Monthly statement of roughly $1,300

My current credit score seems to hover around 760-790. I figure it would be a good idea to open another card or two to build a higher credit line and build more credit card age for the longer term. Also, I do plan on purchasing a roughly $60k car in about 6 months, if that has any input on this.

However, I don’t travel much and don’t have many expenses each month. So as I research cards, I see so many being linked with travel rewards which doesn’t appeal to me. And on top of that, I’d prefer no annual fee so I can always keep it open for credit age and not have to worry about extracting benefits from the card to cover the annual fee.

Does it make sense for me to open another card at this time with these factors, or should I wait until I have more expenses, etc? And if so, do you have any recommendations on what cards I should check out?

Author
Account Strength
40%
Account Age
1 year
Verified Email
Yes
Verified Flair
No
Total Karma
136
Link Karma
65
Comment Karma
71
Profile updated: 3 days ago
Posts updated: 3 weeks ago

Subreddit

Post Details

We try to extract some basic information from the post title. This is not always successful or accurate, please use your best judgement and compare these values to the post title and body for confirmation.
Posted
1 year ago